Life Insurance For Seniors-New Financial Approaches

Today’s Seniors have a vast array of websites that cater to the your growing market, from senior travel, senior fashion, senior experiences. Why not join some of these interactive groups and share experiences, thoughts, ideas? Try Eons or Gather or About for Seniors for an interactive experience or if your family has cancer issues, try the support system at Cancer Survivors Network.

There are an endless array of senior sites and blogs available. Try a search on Google Blog Search for the term “Seniors”, or use Google to obtain news articles through Google News, or even use Google to find “senior forums”, where you can participate and ask and answer questions on a myriad of topics. Get involved and keep your… Continue reading

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clipped from www.life-senior-insurance.com

How is this possible?

The answer is that tantamount to premium financing, wherever the funders are dealing with mortality rate spreads, the institutional folks are also calculating these comparable spreads when it concerns immediate annuities.

This can appear labyrinthian, but it’s actually similar to the stock market option biz. One party believes the stock will go higher,and the other opines the direction is downward.

If you are between 70-85 years old, you might qualify for an immediate annuity that compensates you each month for… Continue reading

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I love the concept of immediate annuities. Particularly if someone else is footing the bill. Can you imagine that some Institutional Funder is willing to put money up in an immediate annuity, and have a portion paid to you for life? That’s right. The senior pays nothing and the greatest part is that the funder hopes (and prays), the Senior lives forever. These immediate annuities pay for life, so the Continue reading

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An immediate annuity for seniors whereby the senior never had to put up a dime or offer any collateral?

My mind went blank. I was in total shock. How could this be, I asked?

Well the answer was that like premium financing, where the funders are looking at mortality spreads, the institutional boys are also looking for these same spreads when it comes to immediate annuities. This may seem complex, but it’s Continue reading

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