Life Insurance For Seniors-New Financial Approaches

What to do with your retirement time? Travel? Home Projects? Games? Read? Volunteer? How about investing...in the future of our planet, and your grandchildren? I stumbled upon a great site called Greenseniors. "Green Seniors is based on the belief that there are thousands of people in the world who care about the natural environment, have some time to spare, and want to do something to try and fix the problems that we have created." Go take a look and see if you can't contribute some time and/or money to this noble cause. If you're hesitating, ask yourself whether your grandparents would have done the same for you if they knew what to do way back when? You know the… Continue reading

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Should you worry about the financial meltdown if you are an AIG policy holder? An 85 Billion dollar bet tells us not to worry. We don't think you're at risk because of a few important issues: 1-According to Business Week, each individual insurance unit of AIG is regulated separately, essentially creating walls between each part of the company. "Regulators require that each subsidiary has the resources to cover any potential claims." 2-Even if there was a problem with these units, the The National Association of Insurance Commissioners said "if needed, regulators would step in and ensure policyholders are protected." These funds are in place in all states. 3-If AIG were declared insolvent, which is a worst case scenario, individual and corporate policyholders would be protected by state guarantee funds, said Bob… Continue reading

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Whew. We're all getting older...each and every day. Why not get wiser, too, or at least stay with it. We seniors (yes, me too) now have a plethora of ways to connect with others and remain as independent as we want, and the future looks very bright indeed. From iPods to the Jitterbug clamshell phone with it's extra large buttons, amplified cell phones, the autos being built green and yes, with extra large knobs, to the LCD touch screens to control every electronic device in our home, including programmable step ladders, and fingerprint scanned home entry, we've come a long way. Read Eric Taub's wonderful NY Times senior technology

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Today's Seniors have a vast array of websites that cater to the your growing market, from senior travel, senior fashion, senior experiences. Why not join some of these interactive groups and share experiences, thoughts, ideas? Try Eons or Gather or About for Seniors for an interactive experience or if your family has cancer issues, try the support system at Cancer Survivors Network. There are an endless array of senior sites and blogs available. Try a search on Google Blog Search for the term "Seniors", or use Google to obtain news articles through Google News, or even use Google to find "senior forums", where you can participate and ask and answer questions on a myriad of topics. Get involved and keep your… Continue reading

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I thought that all of you might find this interesting.... 11 Most Nonsensical Reasons for Not Having Life Insurance By Jonathan Pond 11) “I can’t afford the premium on the amount of coverage I need.” Pond: There’s no doubt the economy is putting a strain on all of us these days, but you’d be surprised how little a term policy costs. A 20-year, $500,000 policy may cost about a dollar a day. Surely you’d agree your family is worth such a small sacrifice. 10) “I’m single. I don’t need any life insurance.” Pond: OK, but there are many other situations that require life insurance. Do you own a small business, and would your business make it if something happened to you? Are marriage and children on the horizon? Are you or may… Continue reading

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